Welcome to the edgy and inspirational world of Angelisms. I have created a unique environment for women of all ages to entertain, motivate, help, teach, listen and guide. My advice is honest and hopeful but the feedback is not always pretty. I call it how I see it and offer up the truth when no one else in your life will. I'm straightforward, compassionate, realistic, intuitive and fun. If Oprah and Dr. Phil won't give your letter or email the time of day then you came to the right place. Thanks for the visit. I am glad you're here.
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XO,
Angel
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Soulfully happy is not having the best of every thing but making the best of what you got.
Since I am always thinking and often on the go I have plenty of stories to tell. Some are serious, some funny, some sad and some outright gossipy. No matter which post you read, they are all very personal and I'm happy to share these experiences with you. Feel free to write in your thoughts on any of the posts. It's like reading my private diary. I apologize ahead of time for any inappropriate thoughts or behavior. LOL! |
Q: I spent a little too much money this holiday season and now my family is suffering. I opened up credit cards at department stores and maxed out our VISA and Mastercard. My husband asked me where I was getting the money for all of the stuff I bought and I told him I was getting a holiday bonus. Well that was a lie and now we are $5500 in debt on top of all the other debt we already carried prior to November. We have 2 beautiful kids and I can't say no to them. How do I make it stop? A: You make it stop by saying, "NO," to everything you can't afford. Your priority should be teaching your kids, spending time with them and nurturing them; not spoiling them with material gifts you can't afford. Now you sit in a position of debt and stress. You need to be honest with your husband. Tell him you got carried away, you did not get a bonus and you need his help holding you accountable to not spend. You also should have a yard sale to get rid of all the things you have not used in the past six months to a year. This includes CD's, clothes, kitchen appliances, electronics and anything that you have sitting in your home with no real purpose. Get your life back. Being this far in debt in a struggling economy could really hurt your family. Close all your department store credit cards, focus on paying your high interest cards first and always pay more than the minimum when possible. This is going to take a while but you have to go to the extreme to get this debt down. Housing bills, school necessities, medical needs and food are all you should be spending on. Anything else you can't afford until you are out of debt so don't even think about it! |